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LIC's children money back plan as name suggests, gives back fixed amount every 2 years from 18th year of the child.

Salient features:
Minimum Basic Sum Assured: 1,00,000/-
Age Eligibility: 0 to 12 years
Maximum Maturity Age: 25 years
Policy Term: [25 - Age at Entry]years
Premium Mode: Yearly, Half yearly, Quaterly, Monthly

Insurance Benefit:
Basic Sum Assured or 10 times the annualised premium, whichever is higher. The death benefit shall not be lesser than 105% of all premiums paid as on death (excluding service tax, extra premium and riders if any). Accident Benefit can be chosen as rider. In case of death before commencement of risk, premiums paid excluding taxes and other charges will be returned.

Maturity Benefit:
20% of Basic Sum Assured is payable on 18th, 20th and 22nd year of the life assured. 40% of Sum assured and Bonus and Final Additional Bonus if any is paid on the 25th year.

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